{"id":281,"date":"2019-01-09T10:39:49","date_gmt":"2019-01-09T10:39:49","guid":{"rendered":"http:\/\/mortgagemodificationri.com\/blog\/?p=281"},"modified":"2019-02-08T00:37:41","modified_gmt":"2019-02-08T00:37:41","slug":"loan-modification","status":"publish","type":"post","link":"http:\/\/mortgagemodificationri.com\/blog\/2019\/01\/09\/loan-modification\/","title":{"rendered":"Rhode Island Loan Modification"},"content":{"rendered":"\n

What is a Loan Modification?<\/h2>\n\n\n\n

If you live in Rhode Island and are having a hard time making your mortgage payment, you may be wondering about a loan modification<\/a>. A loan modification is the same thing as a mortgage modification<\/a> or a mortgage loan modification. Loan modifications happen when you are having difficulty paying your current loan.<\/p>\n\n\n\n

Loan modifications are an alternative to foreclosure<\/a>. This means that a loan modification could help you keep your home. You don’t have to lose your home to foreclosure just because you are having a hard time making your mortgage payments. You don’t have to uproot your family and leave your neighborhood or community.<\/p>\n\n\n\n

Loan modifications work by changing one or more terms of your loan. Once the loan is changed, the bank will recalculate the monthly payment. The new payment could be lower than the original payment, allowing you to stay in the home.<\/p>\n\n\n\n

A loan modification can be achieved in a few different ways. For example, if you have an adjustable rate mortgage, you might be able to switch to a fixed rate mortgage. This will prevent your interest rate from changing. Or, if your hardship is temporary, like you are in between jobs, a loan modification may let you place all the missed payments behind the loan and give you a fresh start.<\/p>\n\n\n\n

The Mortgage Modification Center<\/h2>\n\n\n\n

If you are having a hard time making your mortgage payment, and are curious to see how a loan modification may be able to help you, please contact the Mortgage Modification Center<\/a> at (401) 467-7998. Attorney John S. Simonian <\/a>has helped hundreds of families avoid foreclosure and stay in their homes.
<\/p>\n","protected":false},"excerpt":{"rendered":"

What is a Loan Modification? If you live in Rhode Island and are having a hard time making your mortgage payment, you may be wondering about a loan modification. 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