Are you feeling overwhelmed by your mortgage payment? If you are, then you are not alone. In a recent study that looked at how stressed Americans feel about money, Rhode Island ranked the 13th most stressed state. Further, there is a link between mental health and financial health. If you are feeling stress about your mortgage payment, it can affect your health, family, relationships, and overall life.
If you are worried about money, you may be looking for help with your mortgage payment. Depending on your particular situation, you might be able to qualify for a mortgage modification. A mortgage modification takes your current mortgage and changes it in order to help you in some way. A mortgage modification could lower your mortgage payment, but even if it doesn’t, it can still be helpful in other ways. Mortgage modifications can help you avoid foreclosure, or become current if you are behind. Mortgage modifications also may allow you to pay only 31% of your gross monthly income.
Every financial situation is unique, and you won’t know your options until you ask for help. Attorney John S. Simonian offers free initial consultations to help you determine if a mortgage modification is right for you. If you do decide that you want to apply for a mortgage modification, Attorney Simonian can help you fill out your application.
Unfortunately, applying for a mortgage modification can be a long and stressful process. For example, the application process itself can take 1-3 months, or even longer. Because of this, many people choose to hire an experienced professional to complete the application for them.
Attorney Simonian and the highly-trained staff at the Mortgage Modification Center can tell you what information you will need for your application. They can also complete your mortgage modification application for you. Further, the Mortgage Modification Center can communicate with your mortgage company on your behalf, so you don’t need to take time out of your busy life to worry about it.
The Mortgage Modification Center
Attorney John S. Simonian has helped hundreds of homeowners with their mortgage modifications, and has been practicing law for over 26 years. He has helped clients all throughout Rhode Island as well as Massachusetts, and his office is located right off the highway in Pawtucket, Rhode Island. Attorney Simonian also practices Bankruptcy Law in addition to doing mortgage modifications.