Help to Lower Your Mortgage

If you are a homeowner and are having a hard time making your mortgage payment, you may have options. For example, you may be able to refinance your mortgage. However, refinancing is not available to everyone. In order to refinance …Read More

Is it Complicated to Apply for a Mortgage Modification?

Applying for mortgage assistance can be very complicated unless you take the process seriously. A homeowner considering a mortgage modification will likely have to submit many different financial documents to the mortgage company. Which specific documents that are needed varies …Read More

Do I have to be behind on my Mortgage Payment to get a Mortgage Modification?

A homeowner who is currently making the mortgage payment on time, but anticipating that a hardship may occur may wonder when the best time to apply for a mortgage modification is. In the past, some mortgage companies would not consider …Read More

Mortgage Modification and Bankruptcy

Homeowners considering a mortgage modification may wonder how it relates to filing for bankruptcy. Of course, the two are separate actions, but may go hand in hand to grant the homeowner some relief. Mortgage modifications may be applied for while …Read More

Do I Need to Hire an Attorney to Help with My Mortgage Modification?

Homeowners going through a mortgage modification typically hire an attorney to represent them. This is for a variety of reasons. The largest reason is that an attorney, especially an experienced one, is familiar with the procedure of mortgage modifications. They …Read More